Weighing up all of your life concerns, have any of these led to any physical or financial damage? If not, stop stressing and enjoy life!

Physical damage - I believe so yes and time will tell whether I'm proved right on that. My hope is that enough people take me seriously, so I can be provided with a way to either confirm my suspicions or put my mind at rest. I doubt that is going to happen though. Financial damage no, not personally. Unless my concerns regarding Scattered Spider prove true. In which case, yes, there is billions of pounds worth of financial damage with tens if not hundreds of thousands of people affected.